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we met with a lawyer yesterday to talk about filing for bankruptcy. part of me would be real glad to get out of debt; part of me does not want to wait till I�m 45 (or 50 if they change the laws) to get a house. i don�t want my son growing up in an apartment. but the bills are just too much now. just the late & overcharge fees are too much. i saw a report last night that said 58% of americans paid late fees to a credit card company last year. it is the third biggest moneymaker for them. they also said that 10% of credit card debt ends up in bankruptcy. perhaps if they weren�t charging 24.95% interest we could catch up. i called the companies to see if i could work out payments without applying for bankruptcy & they wouldn�t even talk to me, just kept saying that i had to pay & that was that. & they have the balls to call it �customer service�. i used to know a loan shark who charged 10% interest. they threw him in jail. of course, if i miss a payment on my visa they don�t break my fingers, but still� on the other side of things my wife finished writing her novel last week. i am giving it a read-through but she is getting impatient for me to finish. i�m thinking �well, it took you a year to write the damn thing, at least give me a few weeks to read it.� it�s a good book but not where my head is at right now so i�m reading it in pieces. it�s a monster of a book. over 300 pages typewritten. that will make it a 500+ page book when it is printed. & to think, i feel good when i finish writing a 2 page poem. the armor dance was a pain in the ass yesterday. (see yesterday�s entry) the photos came out ok but not what any of us had in mind. plus i managed to bruise my shoulder getting into the armor because they couldn�t find the underpadding for it. general rule of thumb: don�t wear armor without padding, it hurts. not that this will come up in your life a lot but you never know. they are holding a funeral here at work on tuesday. one of our founder�s grandsons died yesterday. should add to the already strange atmosphere around this place. the man�s daughter is going to be having a power point presentation during the service. this just strikes me as odd. something is amiss if your memorial service requires a software upgrade. strikes me as being a high-tech slide show & who wants a slide show at their funeral? belly dancers maybe, but not a slide show. |
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